Insurance for Mexican Rental Cars With Mexican License Plates
If You are Flying Into Mexico and Renting a Car In Mexico - We Can Not Insure You!
Our insurance is only for vehicles with US or Canadian license plates that are driving into Mexico (driving across the border into Mexico).
Read More about drivng US rental cars to Mexico.
However - here are some helpful tips on how to obtain the correct rental car insurance in Mexico from the Mexican rental car company.
As stated above, Adventure Mexican Insurance can not insure Mexican rental cars. (If you are renting a US car, then driving to Mexico, click here). However, as a courtesy, we would like to offer these helpful hints for shopping for a rental car in Mexico.
- You will need to get your Mexico Rental Car Insurance through the rental car company.
- It will most likely be expensive, but make sure to get it anyway. Just accept the cost and factor the cost into your Mexico vacation budget. Do NOT skip the Mexican insurance - otherwise you could find yourself in jail in the event of an accident.
- We highly suggest that you get the Full Coverage insurance (physical damage and theft coverage), and we highly suggest getting the DEDUCTIBLE WAIVER if possible. The Deductible Waiver means the deductible is $0.00. So if you crash the vehicle or it is stolen, you will not pay anything at all (just get on the plane and fly home). If you do NOT get the Deductible Waiver, you may have a deductible of 10% or some other amount. If you agree to pay a deductible, you could potentially get involved in endless haggling over what the deductible is in the event of an accident.
- Some credit cards claim to provide insurance for rental cars, but it may take days if not weeks to process your claim in the event of an accident in Mexico. Your path of least resistance and best way to avoid nightmares is to just buy the full coverage insurance and get the Deductible Waiver if possible.
- Make sure to shop around a little. There can be large price differences between rental companies and insurance, so it is a good idea to check with 2 or 3 different companies to make sure you are getting a fair rate.
- If possible, use a reputable US brand name rental company. If things go sour, you may have legal recourse if the parent company is a US brand.